Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Saturday, November 14, 2009

Trashing the Van

When my fifth child was born, we outgrew our car. We'd been driving two cars for a while to get our whole family anywhere, but at five kids we no longer had enough seatbelts for all of the kids. Someone had to sit on the floor. Most of the time we walked rather than risk death, dismemberment, or expensive traffic tickets. For about three months, we walked. And walked. And walked.

The need to buy a van grew within me. Not just any van. A new van. A Toyota Sienna, the car of my dreams. Crazy thinking. But crazed or not, the notion took root, and each time I drove with my oldest on the floor or walked the four miles to church, it grew a little. By the time May rolled around, we had an addition complication: our family needed to move into my mom's place so some repairs could be completed at our house. That made the walk to church seven miles. One way. My growing little obsession blossomed and bore fruit.

Don't get me wrong, it wasn't easy. My husband protested. I insisted. He strongly protested, but finally my insane determination triumphed. Against my husband's wishes and all sound budgeting, I purchased my first new car.


The day we drove our sparkly new 2002 van off the dealers lot, we drove past something like unto this:


I looked at my sweet husband and said, "That is our future."

And indeed it has been. The first ding was a parking lot boo-boo on the passenger's side. The biggest was when my MIL backed into our front bumper. The most irritating was when one of my cute angel-monkeys got mad at me and took a rock on a drive down the driver's side a few times. The most painful was when the Montessori teachers (who opened the door for the kids each morning) pulled the handle right off the passenger's sliding door. My husband cracked the right rear-view mirror. Spills, forgotten apples, children's wrestling matches, car-seat dents, soda explosions, mud, straw all have contributed to our van's condition. My contribution? A big scratch from my mis-installation of a bike rack the other day.

Even though the glory of my glittery new toy faded fast, I cannot tell you what a joy it has been to get into my car and have it start, to need to go somewhere and to just be able to get there, to be able to give rides to people. Quite honestly, I think I appreciate my grubby old van today as much as I ever have. Maybe even more. It's still going seven years and 140,000 miles later. Even my husband's been glad we got it. And that's saying a lot.

Thursday, April 2, 2009

Where Should the La Family Move? In Theory.

I want to move. Quickly and permanently.  I had a nice long post about all the reasons we ought to move, but let's just leave it at a simple my neighborhood leaves much to be desired. (Feel free back me up on this one, Wendy and Natalie.) It's not going to happen, but I like to dream. 

I'm looking for a good place to move and want your suggestions. Here's my wish list:
  • sidewalks
  • LDS church within ten miles
  • children in the neighborhood 
  • safe enough that responsible people let their children play outside alone
  • reasonably priced
  • casual
  • no annual anti-Mormon events
  • a good library
  • higher education located within twenty miles
  • no free roaming alligators or huge cockroaches
  • low crime
  • low community drug use
  • a vibrant homeschool community
  • mild winters
  • normal everyday people walk and bike to their destination sometimes
  • political, ethnic and religious diversity
  • low unemployment
  • neighbors who intend to stay in the area until their children are raised
  • not located on a fault line, a floodplain or on the edge of a cliff
There are two or three local communities that fulfill most of desires, but that pesky "reasonably priced" doesn't bend. At all. And those great communities do not come cheaply. If I come into a half million dollars or the ability to pay for a $500,000 mortgage, I'd have it all under control, but so far I haven't and I don't. SO give me a name to match my dream, your favorite "nice places to raise a family." 

Saturday, March 7, 2009

I Love Goodwill!

I have been wanting this for about five years. It costs $89 plus shipping from Magic Cabin. I found it in perfect condition for $4.99 at Goodwill tonight. Rejoice with me, my friends! 

Friday, February 20, 2009

Just a few tidbits today.

As always, my miscellany contains some of the most insightful and fascinating tidbits to be found on the web. 

1. I took the "Which Hogwarts' House Do You Belong To?" quiz on facebook, and I'm a Hufflepuff. What?!? I'm brave. I'm smart. Hufflepuff? What a disappointment. Yeah, yeah, I make a great friend. Whatever.



2. Last weekend, I had an adventure. I went somewhere. Friday night and ALL day Saturday. Woo-hoo! The Yvil Sister and I went to Heidi Ashworth's book signing down in the East Bay. As expected, Heidi was a delight, her family and friends too. I had a fantastic time, and Yvil, the blog-hater, was a good sport.


Here's the one and only picture my sister took of the two of us. Yes, we are arm wrestling.  At Applebee's. I won. Easily. Only to be expected given my weight advantage.


3. Having closely examined the above picture, I have made a surprising discovery. I need to lose some weight. 140 is a nice even number. Roughly half of me. And yet...


My car is currently stuffed with them, all waiting to be delivered to our cookie-loving neighbors, tempting me. (Oh, how they tempt me!) I am not good with temptation. (She types, munching a Samoa/Carmel Delight.) It may be time to attempt a second fake gastric bypass.

4. Do not buy the Daisy Go Round Girl Scout cookies. You have been warned.


5. I am getting an unholy amount of money from my tax return. Hate to give TMI, but for those of you who question the socialist nature of our government, ponder this:

My husband made roughly $24,000 last year.  They took out $2,700 in federal income tax, a purposeful over-withholding. Our income tax return should be $2,700, what we paid. But no. The Earned Income Credit and the Additional Child Tax Credit are both "refundable." In other words, if the tax credits are more than the taxes owed by a family, the family receives the difference added as a freebie to their tax return. To the tune of $6,000 additional dollars in the case of our family. That's $8,700 all together.


Wow, you say? Wow, indeed. Don't get me wrong; I'll spend it. It just doesn't seem especially fair to have you all support my family in this way. Yeah, I know you like me (I am a Hufflepuff, after all), but would you hand me the money out of your family's funds? Especially if I didn't even ask. Or say thank you. Anyhow...thank you. Sorry I didn't ask. I'll try to use better manners next year.

Saturday, December 27, 2008

Guilt-tinged Gratitude

Have I mentioned we're poor? American poor that is. No starvation going on here, but in general when the kids take their cans of soup to the food drives or make cards for the needy, those items tend to come back to us.

This year so many people are having financial difficulties that I was certain there would be very few gifts for the children other than what I could procure. The day after Thanksgiving, I did some pretty impressive Goodwill half-price sale shopping and was calling it good.

Then our Relief Society President asked if they could give the children each a present, something they needed.

"Thank you. That would be nice."

A week later, the Bishop told us that he'd recommended us to a company that chooses a family each year to adopt. Clothes, mostly.

"Oh, that would be nice, very nice!"

Shortly thereafter, a sweet lady called and told me that the weirdest thing had happened. She'd been buying a tree and a guy came up to her and asked her if she wanted an extra tree because he'd gotten an extra for free. So...did we have a tree yet? Could we take this one off her hands?

"Um...OK...I love real trees. Thanks!"

As my lovely RS President handed me three big black garbage bags of gifts for my lovely children the week before Christmas, she explained that we had asked for so little she added a "few things" to our requests.

"Wow! Thanks! The kids will be thrilled!"

Monday, the 22nd a man showed up to my door when I was expecting a friendly acquaintance from church.

"Hi! Jami? I'm Bob [all names have been changed, except mine]. This is Sandra, Robin, and Jason. Where would you like these?" says he pointing to a few charmingly wrapped gifts.

"Uh, on the couch I guess. Thanks."

"Oh we'll need more room than that. Ho, ho, ho!" And they proceeded to bring more and more and more gifts in.

I suspected they were the company to whom the Bishop had given our information, but they had probably ten gifts per child, much more than I was expecting.

"Um, thanks so much. Um...who are you?"

"Oh, replied Bob. "I already told you: I'm Bob. There's Sandra and Robin. And he's Jason."

Cute, thought I, but who ARE you? "I mean who are you associated with? Are you related to Dave who was coming over at 10?"

"Dave? We're no relation to him . . . but we know him."

OK, Misters and Misses Anony-mice. I get it. No clues. "You really know how to raise my kids' heart rates," I joked. "That's a lot of presents. Thank you!"

The kids added their heartfelt thanks ["Thank you!"(N) "Thank you." (V) "Thanks." (E) "Niiiice!" (J) "Tanksyerwelcome!" (C)] and our benefactors went their merry philanthropic way.

Ten minutes later, two teachers from the school dropped off a turkey, a huge bag of oranges, a half dozen cupcakes and a big box of food.

An hour after that, Sister Sweet delivered a lovely ham and a huge box of yummies.

The receiving cooled off for a day. Then came Christmas Eve at my mom's, relaxed and wonderful. The angel-monkeys sang for Grandma, and two of them played their trumpets. After that came the gifts. Concerned that the kids were not getting many presents this year, mom and the Yvil-auntie got them nearly everything on their lists.

Let me tell you...there was much rejoicing Christmas morning. N in particular just kept opening each of her gifts, hugging them, exclaiming, "I'm just so happy!" Even I teared up a few times.

I am filled with gratitude towards the founders of our feast. However, I do feel a bit guilty: all of that just for us when so many are needy this year. Also I think I may need to buy some carbon offsets for the wrapping paper/cardboard/shrink wrap abomination that constitutes our garbage this week. And perhaps, just perhaps, we concentrated a bit too much on gifts, and not quite enough on Christ this Christmas.

Friday, June 13, 2008

It's all about MEME

Tracy M's inspiring me again.
If you like memes consider yourself tagged,
if you hate them feel free to blame Tracy.


Answer these questions.

What were you doing ten years ago?
  • 1998, I was living in Auburn, CA with my husband and three children, moaning about gas prices hitting $ 1.50 a gallon, wondering if I'd ever be able to buy a van and a house. I was new homeschooling mom, with E in Kindergarten.

What are five things on your To-Do list today?

  • Buy new tires for the van.
  • Shower
  • Go to the library
  • Shakespeare in the Park
  • Clean the kitchen


What are your favorite snacks?

  • Ice Cream, any, but good vanilla with rolled oats on top is my favorite
  • Cookies
  • Cookie dough

Places you have lived?
  • Dayton, Ohio
  • Davis, California
  • Provo, Utah
  • Chicago, Illinois
  • Sacramento, California
  • Auburn, California


Five things you would do if you were a billionaire?

  • No debt for me and my family plus a house and a car for each of us. (Is that like wishing for more wishes?)
  • I would buy and renovate every house in my neighborhood.
  • I would buy every vacant lot in town and landscape it.
  • I would get a pedicure every week.
  • I would hire Alice to come live with La family to keep me company and to do the hard work. (And I'd pay her a fortune.)


Five people you want to know more about?

(If it was six I'd choose my kids.)

  • My aunt E
  • Thomas Jefferson
  • Fanny Alger
  • My husband
  • My father's twin
What are your favorite scents?
  • Cinnamon
  • Vanilla
  • The Ocean
  • Right Before a Rainstorm
  • Good Compost

What are your favorite games?
  • Othello
  • Quiet as a Mouse
  • Free Association
  • What would you do if you were a billionaire?
  • Broom Hockey

Now go do a Youyou (and let me see).